Buying a property in Portugal can be quite a daunting process, especially if the buyer does not speak Portuguese or has no knowledge of local business practices or market conditions. For most of us, buying a property abroad will represent one of the largest investments of our lives and, as such, we will want to be certain that this investment is well founded. The sensible approach for any would be buyer is to employ the services of an accredited local Chartered Surveyor who would be able to conduct a Pre-purchase Building Survey.
This type of survey is an inspection of all accessible areas of the property. It also covers the legal description of the property, so that the buyer’s lawyer may be sure that the property description given by the seller or their agent is, in fact, correct.
More importantly a Pre-purchase Building Survey covers the construction processes and materials used to build the property, as well as the quality of these building materials. Also identified is the property’s actual condition, including items away from the main build area such as out buildings, boundary walls or swimming pools. Structural defects are duly noted, as are defects in the general condition of the property and its various elements; these may include dilapidation or water ingress. The Chartered Surveyor is also able to provide an estimate as to the approximate cost of repair.
Mortgage protection insurance is quickly becoming a great way to boost your real estate investment income. Could you use an extra $500-$1,000 a week part-time? It’s easy, cost effective and it allows you to help families even more while putting money in your pocket.
The investor who deals with -land contracts -and- lease to own deals could use the mortgage protection insurance as an extra tool in their real estate arsenal. By adding mortgage protection insurance to your services you are not only helping a family get into home ownership, but now they can stay there even if the main bread winner dies or becomes disabled. You are protecting the entire family and the best part is, you’re getting paid for it.
Mortgage protection insurance should not be confused with PMI (Principal Mortgage Insurance). PMI is a certain type of insurance policy from a bank or mortgage company in which you pay a fixed premium for a certain number of years to cover the risk of foreclosure. Should something happen to you while the policy is in effect; the insurance pays the remaining mortgage. The loan typically lasts for the life of the mortgage. As you pay off the mortgage, the end benefits goes down, too. At the end of the policy, the benefit is zero. The mortgage protection insurance I’m writing about offers a different option. Essentially you pay the premiums, and your family gets the money and the right to decide what to do with it. Also, this life insurance is portable. This means if you move in a few years, you won’t have to replace your insurance. This can save you a great deal of money since insurance rates usually increase, as you get older. The best part of all is that if you don’t die or use any of the benefits, you get all your money back tax-free. When I started investing in real estate, selling life insurance was the last thing on my mind, but that all changed. A representative of the National Agents Alliance introduced me to mortgage protection insurance last year and now the insurance side of my business is rivaling some of my real estate investments. It is possible to make five-to-seven thousand dollars a month in positive cash flow just with the insurance. No prospecting, no rehabbing and best of all no tenants.
A deck is a person from the most favored capabilities of the condominium. It adds on your living area, provides you effortless access to contemporary air, and delivers a feeling of openness that some condos lack. But a bad deck style and design using a condominium adds little importance. So once you’re contemplating adding to your condominium or expanding your deck, listed below are a few concerns to choose into accounts in your condo deck design.
The Condo Deck: Expansion Troubles
Expanding a condo deck could be difficult. You may must think about association principles, the decking substance, the structural integrity and building permits. But the most significant factor to help keep in head is communication. Be sure you retain open strains of communication with:
A home or for that matter any building which has a distorted shape is not very appealing to the eyes. While visiting a home the first impression that a person gets is of the design and structure of the house along with the hospitality. So building that place called “home” perfectly to provide us comfort and happiness is a consideration we all should take seriously. For this your home needs to have properly constructed framework, designs, furnishing and masonry.
This article will deal with masonry and its pros and cons.
Masonry comes in varied designs and materials, from glass and marble to tiles, stones and bricks. The quality of the masonry determines how the structure will form. It also depends on the workmanship of the contractors hired. Masonry needs to be extremely durable. The types of masonry that have been mentioned above will beautify your home immensely. If you can do up the outdoors of your home with stone masonry, your home will surely look nothing less than an ancient castle. Sounds good? That’s exactly the effect that these masonries have. Glass or marble masonry will on the other hand give a modern look.
Like many other things even masonry has its own advantages and disadvantages. Let’s first go through its advantages –
Materials like stone and brick increase the thermal mass of a building, thereby giving comfort in the scorching heat of the summer and chilling cold of the winter.
Natural materials like bricks, stones and tiles will not require any kind of exterior painting. They might require polishing. This brings down certain amount of costs. The maintenance and life cycle cost becomes less.
If masonry is well crafted and constructed with a good finishing then it gives you the assurance of a permanent look.
Being heat-resistant, masonry helps to protect from fire.
Masonry also helps protect you from catastrophes like tornadoes and hurricanes.
However, it has its disadvantages as well –
If the foundation is not strong then it’s difficult to build masonry, because they are extremely heavy in nature.
Extreme weather conditions can prove to be bad for masonry. There can be degradation of the materials like bricks and stones.
Provided you can find a good landscaping contractor, the two disadvantages talked about, will really not matter because it all depends on the quality of work done. If you are looking for a landscaper who can build durable and elegant masonry, Rhode Island home owners your search ends with Yard Works.
Just like residential real estate contracts, Dallas commercial real estate contracts have their share of contingencies. In short, contingencies are found in most real estate contracts and are essentially escape clauses for both the buyer and the seller.
Each party wants to make sure they are protected in the real estate contract, so real estate contingencies are a common occurrence. They often make the contract much easier to handle for both the buyer and the seller, as it provides them with an opportunity to back out of the contract for a number of reasons.
Although both residential and Dallas commercial real estate contracts both have contingencies, the contingencies themselves are quite a bit different. The following list details some of the common contingencies found in Dallas commercial real estate contracts:
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India is a very large country of South Asia, the second most populous country in the world and the seventh largest by extension. The Indian continent from many centuries has been well known for its rich culture and commerce. To make your real estate investment more and more beneficial for you in this country, you need to rely on a network with a lot of real estate experience. Through an operating platform of a realtor investment becomes easier and safer for you as the firm helps to find the property in India.
The real estate market in India is undoubtedly growing local demand for housing space and office incredibly intense, but the market has to be regarded as emerging market for investors because the laws concerning foreign direct investment in the real estate market in India are so restrictive that the benefit of the real estate sector of India is far from straightforward.
This article is an attempt to combine some of the facts and figures which we hope will help anyone who joined the business of Indian real estate. There were changes made to the public good laws concerning foreign direct investment in the back of the real estate sector in February 2005 now mean that the Indians passersby (most commonly designated NRIs) and companies Overseas (CBOs for short) can invest up to 100% in the housing sector.