Month: May 2018

Cost Of Building A New Home

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Are you considering building a new home? Do you know what the cost of building a new home will be? There are things that you need to consider that you might not think of. Many of people have gotten half way through the process and they realize they do not have enough money to finish the project. Here is how to avoid running out of money when building a new home.

First, you need to consider the cost of the first stage of the project. The first stage usually include the blue prints all the way to the foundation. This can be one of the most expensive parts of the project. You usually have to have this stage paid in full before the builder or architect will start on the plans or the foundation. This usually requires a construction loan.

Next, you need to consider the rest of the project. This will include the actual building of the home all the way down to the plumbing, electrical work, cost for permits, landscaping, carpet, and everything else that goes with building a home. This is usually what gets people when they don’t plan correctly. You never know when a contractor is going to run into something that will be more expensive than planned.

The last thing you need to do is set up a budget and stick to it. You will also want to pad your budget by about 10% of the total cost of the project just to be sure. This will ensure that you have plenty of money to finish the project and if you have some left over you can use it for some type of add on that you really wanted, but were not sure if it would fit into your budget, like a sunroom.

Make sure you plan correctly or the cost of building a new home could be more than what you plan for. Make sure you pad your budget so that you can cover any expenses that might surprise you.

Discover all the things you need to know about the Cost Of Building A New Home. Get more information on the Cost Of Building A New Home here:

Condominiums vs. Apartments

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Which is the best, condominiums or apartment buildings? These two popular types of modern housings became very popular among many Filipinos in today’s modern trends and fast-paced lifestyles. This is because of the benefits that these two types of housings can offer to its residents, such as the accessibility to key locations in the city. But which of these are the best?

Apartment Buildings According to real estate experts in the Philippines, apartment buildings have long been in the Philippines even before the number of townhouses had started to grow in the market. And similar to condominiums, some of the most popular apartment buildings are found in business and commercial districts. So what are the advantages and disadvantage of living in these types of modern housing?

Advantages and Disadvantages of Apartment Buildings The main advantage of living in an apartment building is its affordability. Apartments or apartment units are usually rented or leased, which is much more affordable compared to investing millions or thousands in houses, condominiums, and townhouses.

Another popular advantage of some of the newer types of apartments is its new units, which are known as the one/two/three bedroom apartments. These new types of apartments allows for a more family-oriented environment with the comfort of its spacious unit.

The disadvantage of these types of housings is that these cannot offer the permanence that some Filipinos are looking for in the market. Though affordable, apartment residents are usually prone to eviction; this is because the ownership still remains with its landlord.

Condominiums Though condominiums were only recently introduced in the market, these types of housings had rapidly gained a lot of popularity in the Philippines, particularly among Filipinos living in a fast-paced lifestyle. This is the reason why the number of condominiums had steadily grown in the market, such as the many condo manila. But what are the advantages and disadvantages of living in a condominium?

Advantages and Disadvantages of Condominiums The main advantage of condominiums, other than its location, is its maintainability and security. Although most apartment buildings of today have their own maintenance and security personnel, condominiums were only types of housings in the past which are known for this.

Another advantage is its amenities. Compared to apartment buildings, most condominiums in the city, such as the many condo manila, have their own indoor swimming pools, gyms, and even a full-sized sports complexes complete with basket ball, tennis, and volleyball courts.

The disadvantage of condominiums is that these types of housings are some of the most expensive housings in the market, particularly the many condo manila. There is also the condo fees, in which residents are obligated to pay in a monthly or yearly basis. These condo fees are used for the maintenance of all facilities found in the condominium.

Building A Darkroom On A Shoe String Budget

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Developing your own film and prints is one of the many fun parts of being a photographer as well as a great way to have some quiet time expanding your photographic skills. There’s something to be said about a door that literally cannot be opened and the impact of having no interruptions can have on your work. Unfortunately, few people have access to a local darkroom, so the best alternative for developing your own prints is to create a darkroom at home.

The Location Really Does Matter

Garages, sheds, basements and extra rooms are all great places to have a darkroom. Just remember before choosing a location that you’ll need access to running water and that the chemicals are hazardous and smelly. Additionally, since the room you choose will have to be completely sealed of light, it’s a good idea to choose a room with no windows that you don’t mind removing from normal life – once you make a room a darkroom it’s not going to serve as anything else. That’s why sheds or basements are common darkroom locations because they can be used just for that purpose and have running water and electricity. You can also set up a darkroom in an unused bathroom however this might be a bit cramped.

The Must-Have Darkroom Supplies

Most darkroom supplies are rather basic and won’t cost you much to get started. Excluding whatever it takes to lightproof the room you use, you can get by with the following:

* 3 Trays big enough for 8×10 paper
* 3 Sets of tongs
* Chemicals (see below)
* Enlarger and timer (see below)
* Easel
* Darkroom light

The only expensive things you need are the enlarger, which you fortunately only need to purchase once, and the chemicals, which will need to be refreshed now and again. You can buy a photo enlarger for around $200 and a basic timer for about $150 or you can search online for some used equipment.

The chemicals are a bit more complicated. You can get most chemicals in either powder or liquid form. Powders are easier to store but will require mixing and sometimes can become airborne, while liquids are a little easier to deal with but take up more space and are often more expensive.

At a minimum, you’ll need to buy some developer, fixer and some stop bath. It’s a good idea to buy small quantities, or if using a powder only mix small amounts at a time, as the chemicals will go bad over time. You’ll also want to keep the chemicals in the dark in plastic bottles as glass can easily break when you’re working in the dark. A darkroom light will help you see while working with your paper but please know that a darkroom light can still ruin undeveloped film so only develop your film in complete darkness.

How to Set Up Your Darkroom

Once you have the chemicals sorted and all of your supplies in order, you’re good to go. The best darkroom layout will have a dry side and a wet side – do your cutting and enlarging on a workbench or table, then have another bench or table with your developer, stop bath, and fixer laid out and ready to go. If you have the budget, it’s best if you can have a special darkroom sink that is “always running, always full” so you can make sure that your prints are fully clean from chemicals. You may also want to consider adding a lock to the door to prevent accidental door openings while your working. However if you lock the door, just make sure that you can easily open it from inside in case of an emergency.

Once you have all of the supplies you need, you can really set up your darkroom in any place that’s protected from light. Just find a setup that works for you and before long, you’ll be developing and printing your images and will be proud to tell your friends you did it all from the comfort of your own darkroom!

Another Price Hike For Sellers In Real Estate – More To Come

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The summer is here and sellers will be warming to the fact that July has seen another spike in house price levels across West Vancouver and Greater Vancouver in general. Yes, once again house prices have peaked, giving homeowners in West Vancouver an opportunity to make hay while the sun is shining on the real estate market.

In the month of June 2014, house prices across Greater Vancouver rose by 6.2 percent year on year. Furthermore, these figures are calculated by leaving out some of the more expensive mansions priced up in West Vancouver. So if one were to include the high-end luxury homes in the equation that figure might even be higher still.

The burning question for sellers is – has the latest bubble in the housing market reached its zenith and will we see a burst in the very near future? Is this summer a good time to sell and relocate or should a seller be holding on and wait it out to see what the market does?

The real issue with the real estate market in West Vancouver is that is does not follow the same trend as the rest of Canada. Index prices for West Vancouver detached homes has reached just over $2 million, that’s double the amount of index prices from the less opulent North Vancouver district.

It’s also worth noting that West Vancouver and British Columbia as a whole has benefited from the influx of immigration from around the world, particular Asia. It has boosted an already-vibrant economy and helped to bolster the housing market. Investors from China have helped to push up the price of luxury real estate in a way never seen before. You have to understand there’s something of a revolution in China and its economy and back in the 20th century making money behind the bamboo curtain was something exclusive only to a few Communist Party bigwigs. Now such an opportunity to become wealthy in the world’s most populous country has become easier for millions more. Much of this wealth is used on buying luxury real estate in places like California, Florida and West Vancouver.

The future is very bright is we rely on the investment of Chinese and Asian property investors and all that comes despite the tightening controls implemented by both Canadian and Chinese authorities implemented to stem to rising tide of overseas investment in Canada (and the United States) as a whole.

How To Build A Greenhouse Grade 7 Science Fair Projects

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A greenhouse is basically a structure that has been designed to capture and retain the heat from the sun. It is used to grow plants when the climate does not want to cooperate. Greenhouses can be used in a number of science fair projects and can be used to test concepts from a variety of fields of sciences including engineering, physics, botany and biology.

Project #1 Capturing Heat Energy

In this project the students will be designing a greenhouse that captures heat energy from multiple sources. They will be capturing heat energy from the sun and geothermal heat energy from the ground. This project will require the student to learn about heat extraction techniques related to solar energy and geothermal energy.

Sample hypotheses that can be tested with this project include:
(1) The thickness of the plastic used for enclosing the greenhouse impacts the amount of heat conservation in the greenhouse;
(2) The opaqueness of the material used for enclosing the greenhouse impacts the amount of heat conservation in the greenhouse;
(3) The depth of the insulation on the floor of the greenhouse impacts the amount of geothermal heat conservation in the greenhouse.

Project #2 Growing Radishes

In this project the student will build a greenhouse so that they can grow radishes and conduct experiments on the radish plants during times of the year that are not normally conducive to gardening. Radish projects can look at a number of things. For example, students can try to cross pollinate radishes with another root vegetable like carrots, they can attempt to grow radishes in sand or they can try to manipulate the size of the radish by exposing the plant to 20 hours of light per day.

Project #3 Engineering Greenhouses

For students that are interested in engineering, greenhouse science fair projects can be developed with an engineering focus. For example, students can try to develop a greenhouse using nothing but materials that are normally thrown out or recycled, such as cans, bottles and plastic containers. Students will not only need to design and build their greenhouse, but they will also need to test the effectiveness their greenhouse has in regards to collecting and conserving heat energy.

Project #4 Studying Solar Energy Applications

The final project option will be an application project. Students will be learning about solar energy and how to use this knowledge to harness the suns energy to heat a greenhouse. For this project students will design and build a greenhouse that maximizes the energy delivered by the sun. A good approach for this project is to see if their design can magnify solar energy within the greenhouse to make it effective in cold weather.

Assessing The Reasons For Home Inspection Negotiation Failures

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The scenario is all too familiar. Real properties get into escrow with serious and qualified home buyers and then, by a sudden shift of events, the deal doesnt push through and the same property ends up in the market after a few weeks. What seems to be the problem?

There is probably a long list of reasons why real estate negotiations fail. For instance, there are some homebuyers who have the tendency to get the home for sale on escrow even if they have not yet made up their mind in paying the price offer. Sometimes, buyer will dangle a tempting offer to sellers prior to inspecting the home and resort to price reduction during the actual home inspection. This is usually the case in a buyers market. The situation sometimes deteriorates up to a point where the seller are abused and forced against the wall by the enormous cutbacks and unbelievable demands by abusive buyers. Sellers will ultimately opt out of the deal once they feel that deceit is being applied on them.

Home inspections are designed to thresh out ticklish issues that affect the deal. However, it presupposes that both parties come to the negotiation table in good faith. Buyers need to make a good offer after the home inspection has been done. On the other hand, sellers must be cautious when dealing with buyers making offers that are way off the current price trends in your area.

In most cases, the major hurdle usually comes during the home inspection phase. Deals usually take the dive because of results of the home inspection. Serious complications come about when sellers dont or cant accommodate the adjustments being proposed by buyers. A stalemate in the negotiation will invariably result to a fall out in the negotiation.

Let us look at some of the major reasons behind the failures in home inspection negotiations:

1.It is now getting to be a common practice to allow sellers agents to be part of the home inspection negotiation. This might not be a good idea for most buyers especially if the home inspection becomes complicated and leads to unmanageable situations and the negotiation gets out of hand. Buyers naturally dont want to have extra hand that can pull the strings in favor of the sellers. You have to remember, that the seller will seek the professional advice of his agent to determine the best way to respond to your request for adjustments. If you are really serious in getting through with the deal, then there is no reason for you not to allow the presence of the sellers agent during the home inspection.

2.It is also essential that you are able to assess the home inspection result from the perspective of the seller. A competent and experienced agent can be able to prepare a well-crafted inspection response that will facilitate the resolution of serious issues reflected in the home inspection report. Problems usually complicate the negotiation if the inspection response involves demands that the other party cannot respond to.

3.Making unrealistic demands is tantamount to sending the deal to oblivion. What do you think will happen if you insist on pulling down a wall panel simply because the inspector cannot give you a definitive answer on what is behind that wall. Sellers will definitely not approve to such kind of demand and, ultimately, this can lead to a stalemate if either party is not willing to relent.

To avoid these common complications in your home inspection negotiations, it is important that you are accompanied by your agent and allow the agent of the seller to be present during the negotiation. If you have some unresolved issues and doubts with the results of the home inspection, then it is wise to get a second opinion of another home inspection specialist.

Psychic Medium Readings Begin to Teach Yourself Mediumship

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Welcome to the wonderful world of mediums, psychics, and online psychic readings! Imagine being able to each yourself psychic mediumship? How good would that be?

It is great to receive a quality reading. Yet imagine being able to teach yourself psychic mediumship and begin to do it on your own. Now this is what I call empowerment.

Here is the psychic medium plan. By following the simple steps as follows you will be well on your way to expanding your clairvoyant journey. To begin your empowerment read the following easy one, two, and three step plan.

1. Lots of Human potential. The first thing we can do is to understand we all have more mind, body, and spirit potential than we can use. Much of it is latent and we can develop this which includes our psychic ability. There is a lot we can do in all life areas and here we focus on clairvoyant skill to expand it.

2. Make a home Sanctuary. A home sanctuary, or quiet room where you can pursue your metaphysical study, is the first thing you need. It is basically a quiet room where you can stay focused on your inner growth. Here you will do your meditation, keep your spirit journal, study and have quiet time. Without some kind of sacred space it is very difficult to develop your spiritual connection.

3. Keep at Meditation. The time tested and proven personal development method that has worked for thousands of years is meditation. There are any different types. You have chanting and mantras, visualizations, and various concentration methods. Listening to new age CDs while you remain inwardly quiet is a good technique.

4. Think of the circle concept. Join a circle. The energy of a circle depends on who is in it. Some esoteric circles have a higher vibration than others. Find out what resonates with you and you will be on your way. You might also find the group energy gives you a much needed positive boost and this is the way it should be. In turn you can uplift the group with your positive energy. Look for dedication and passion for esoteric subjects. Psychic empowerment grows rapidly if you find the right group that suits you.

5. Begin more Spiritual practices. Begin to collect and to understand spiritual practices. There are some good ones out there. It is true the more spiritual you become the more inner gifts you are given. Here we refer to clairvoyant gifts. There is a direct correlation between psychic ability and spiritual attainment.

6. Know and Understand energy. The more we understand energy the more we can do. Energy work operates on many different levels in many different dimensions. Learn all you can about it in all of its manifestations and your positivity will grow by leaps and bounds.

7. Work on the heart center. Open heart. You need an open heart or your fortune telling progress will come to a stand still. It takes time to open the heart but this is our challenge while living on the earth plane.

Psychic mediums are give accurate psychic readings. But imagine being able to tech yourself psychic readings, and psychic mediumship methods!

By the way, do you want to learn more about how I show my clients to become more psychic in everyday life? If so, download my free guide here: psychic

Or do you want to learn more about psychic skills like intuition, how to block negative energy, and to be more empowered? If so, I suggest you check this out: psychic reading Click on this to get your Free psychic ECourse .

Agricultural Land Property Purchasing In Bangalore Law Information

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Before purchasing any sites especially agriculture land for non agriculture purpose approval under relevant laws viz. Karnataka Land Reforms Act, 1961, the Karnataka Land Revenue Act, 1964 along rules and other provisions of law is must. And Bangalore Metropolitan Regional development Authority (BMRDA) is regulating authority to approve layouts on outskirts of Bangalore.
Clear title and documentation are hard to come by with agricultural land of Bangalore (Karnataka). The following is a useful checklist of documents for review by a Bangalore law firm / lawyer before purchasing Agricultural land:
Mother deed and sale deed: It is very important document to trace the ownership of agriculture land. And it is basic document that shows how the property at the commencement was acquired there after there will be series of transactions such as sale gift law in Bangalore etc.

Akarbandi: Land topography sketch issued by State Revenue Authority viz. survey department. It establishes the survey number and to whom the particular survey number was originally allotted and the land / property revenue assessment details.

Encumbrance Certificate: Certificate from State Revenue Authority stating that there is no lien on the land / property (Has to be obtained for the last 30 years)

Family Tree of the vendor: State Revenue Authority document required to ascertain whether other family members have a stake in the property

Saguvali Chit: It is also called Grant Certificate. This is issued on Form No..VII in case of grant of Govt. land to the eligible persons for cultivation. This establishes title of the persons in the Saguvali Chit to the land granted.
Conversion Order: Conversion certificate has to be obtained for non agriculture purpose & that has to be checked to determine whether it is DC converted or not.
Khata and up to date Tax-paid receipts: Khata in Form MAR 19 (issued prior to 19. 05.2003) along up to date Tax-paid receipts.
Land Acquisition Status: Endorsements from State Revenue Authority certifying the Govt. acquisition status for the property for instance Notification by B.D.A. or KIADB for acquisition.

Mutation Extracts: History of changes in ownership (for 30 years) as documented in the Khatha Certificates issued by the State Revenue Authority. This is an extract from the mutation register maintained by the village property accountant.

NIL Tenancy Certificate/Form No.7 Endorsement: State Revenue Authority certification stating whether the land has any tenants. This issued by the Tasildar. This endorsement certifies that there no tenancy cases pending in respect of property in question as per the KLR act 1961.

Podi Extracts: Property partition document among siblings if any.

Property Tax Paid Receipt: Latest tax receipt validating that the property tax status is current.

RTC (Record of Rights) / Phani: This is primary record issued by the villager Accountant. It contains details of Survey number, total extent of land property, names of the owner including details as to conversion of land from agriculture to non- agriculture property. (has to be obtained for the last 30 years as per Bangalore law)
Section 79A & B endorsement U/KLR Act, 1961: These are issued by Tahsildar. These endorsement certifies that there no cases pending against the person owning the agriculture land / property.
Village Survey Map: Land location sketch
Patta Book: This book contains information regarding the payment of land revenue and other Govt. dues & information of cultivation. And also contains a copy of the record of rights to the land / property situated in Bangalore.
Tippani: This issued by the Survey Dept. It shows a sketch of the land as the records of the survey Dept.
Comprehensive Development Plan (CDP), Zonal Regulation Map and Survey Map. Apart from the above property should not come within the Green Belt Area.

Evaluating Condominium Siding Repairs

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Evaluating Condo Siding Repairs

When trying to estimate the expenses involved when buying a Condominium, Condo siding repairs are certainly one of the things that you should look at. Many people overlook this possible expensive part of condominium expenditure, and end up being surprised at the cost. Often, poor siding does not cost that much to restore or even redo – the real costs comes from the possible damage that could lie below the siding.

Condo siding repairs are mostly dependent upon the type of siding you wish to repair. As a rule, vinyl, aluminum and metal siding are less costly repairs than on cedar or wood based sidings. The labor and materials for this are not incredibly pricey. Keep in mind that most siding can be easily removed and replaced with a new form or siding that is less costly, so you are not necessarily stuck with the existing siding. If the current siding on the Condominium is in good condition, however, you may be better off just repairing the parts that are needing repairs.

When observing possible Condo siding repairs, it is critical to check out any areas that are not properly sealed. These areas can easily have taken in water and moisture, so they are especially susceptible to destruction. If water or moisture has seeped into the wood under, then the damage could have extended to all of the structures in the building. Water quickly turns to mold or mildew, which in turn can literally eat away at the structure. Suddenly your Condominium siding repairs can turn into building structure repairs. Do not underestimate a little bit of water in your review of the condominium. Check it out completely.

Most condo siding repairs are less significant, however, and can be easily managed by Seattle Siding Specialist without considerable expense to the owner. Many condo owners elect to install all new siding anyway to upgrade the Condominium value and have a fresh appearance. Whichever way you decide to go, it is vital that you are thorough and conscientious. You do not want to have a condominium that has structural damage masking itself behind minor Condo siding repairs. It happens, and it could happen to you if you are not careful. The best way that you can be sure is to have a siding specialist come out and inspect the condo. This is one way you can be sure about costs, and make an informed Condominium buying decision.

If you are interested in more information on this matter – or getting a quote for installing new seattle siding, windows, roofs, decks, fences or painting – please visit http://www.siding-seattle.com

A Brief History Of Insulation – Look How Far We’ve Come

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The Ancient Egyptians used it. So did the Ancient Romans. In the 1800’s, a guy wrote about it, sort of. By the Great Depression, there was a growing demand for it. In the mid 1970’s, medical science told us we were doing it wrong. Now, 21st century builders have to “go green” to earn green. And the future seems brighter (and more energy efficient than ever.) We’ve used cork, asbestos, glass, plastic, foam and even mud to do it. Yes, when you look at the history of insulation, in all its myriad forms, we can see just how far we’ve come.

The Ancient Egyptians used insulation to keep their desert homes and buildings cool, and their linen clothing warmer in the cooler winter months. They added papyrus linings to their loincloths and skirts to keep warm in winter. They built their homes of thick brick, designed to help keep out the sun’s scorching heat in summer.

The Ancient Greeks knew about asbestos, in fact they named it. They used it to dress their imported slaves, as well as for the wicks of their eternal temple flames, napkins and the funeral dress of kings. The material’s flame-resistant properties gave it a bit of a mystical appeal to the Greeks. They had a common name for it, too crysotile which means “gold cloth.” The Greeks were the first to go on record as noting that asbestos caused a “lung sickness” in the slaves who worked with it and wore it. The Greeks also knew how to insulae their homes, using cavity walls. The air trapped in between the inner and outer walls would act to help keep out the colder or hotter air, depending on the season.

Always on the look out for the next best thing, the Ancient Romans also dressed their slaves in asbestos cloth. They made tablecloths and napkins for restaurants and banquets out of asbestos cloth, throwing it into the fire between diners or courses to clean it of crumbs. The Romans were perhaps the ancient world’s most noted engineers, and they knew enough to build cavity walled structures, too. They learned to insulate their heated water pipes with cork from Spain and Portugal so that they could be placed under floors without fear of overheating the flooring.

The Vikings and other northern Europeans learned to insulate their homes with mud chinking, plastering it in the cracks between the logs or hewn boards of the buildings walls.. When mixed with horse or cattle dung and straw, the mud was known as daub, and was considered a stronger, better building material over plain old mud. They created clothing out of thick sheep’s wool, and may have even used cloth to line the interior walls of their homes.

Cloth came to be widely used in the Middle Ages among the wealthy as stone once again came into fashion for home building. These imposing stone structures tended to be drafty, damp and cold. Large ornately embroidered or woven tapestries would be hung on interior walls, partly to block out the drafts and partly to soak up the dampness. Rushes on the floors also helped to keep things a bit warmer underfoot.

During the Industrial Revolution, manufacturers turned once again to asbestos for their insulation needs. Steam-powered technology meant lots of hot pipes to carry the steam to where it was needed. These hot steam supply pipes could be made safer for workers by wrapping them in asbestos. With the invention of the steam locomotive, the demand for asbestos exploded. Suddenly, fireboxes, boilers, pipes and even boxcars and breaks were lined or wrapped in the heat retarding, flame-resistant fibers.

During the Great Depression, residents of the “Dust Bowl” of the US Southern Plains region attempted to insulate their homes from the choking dust storms by using strips of cloth coated in flour-based glue or paste. These could then be pasted over cracks around window and door frames to try and keep out the dust. City dwellers often did something similar with newspapers, stuffing them in cracks in window frames in hopes of keeping their frigid tenement apartments a bit warmer against winter’s chill.

Asbestos continued to be the main source of both industrial and residential insulation through the 19th and mid 20th centuries, though. World War II saw it being used in aircraft and ship production. In the 40’s and 50’s, mineral wool or rock wool started to overtake asbestos in popularity, however. Having been “discovered” in the 1870’s a safer manufacturing process led to its wider spread use among construction and industry.

The rediscovery in the mid-1970’s of asbestos’s harmful health effects signaled the death knell for asbestos materials in building construction. You’ll still find it keeping your automotive breaks and clutches cool, however, and crysotile is still being mined in some countries.

With the decline of asbestos, other forms of insulation had to be found and found quickly. Fiberglass insulation comes in various forms and is considered to be the “traditional” choice in home insulation. Styrofoam sheets and PVC wraps are now available. Concerns over the ecology and environment have led to the “discovery” of several forms of insulation considered to be more environmentally sound. Paper cellulose, recycled cotton denim and even sheep wool are being touted as the new wave in insulation. Imagine, cloth and wool as insulating materials? Perhaps we haven’t come that far after all!